The Struggle is Real

In August I will reach the age of sixty-five. I am annoyed. Not at adding on the years, I am grateful for that because my husband and brother did not. What is annoying me, is the over abundance of information on Medicare filling my mailbox. The mailings began early in the year. It started slow, a trickle and has become a flood. Almost every day there is at least one piece of mail at times, several. Each plying their offering for my attention.

First I tossed it all onto the table until the pile grew unbalanced and threatening to fall to the floor. A dollar store basket became the next catch all. If the envelope mentioned medicare, if tearing open the envelope showed it was medicare information, it was tossed into the basket. The basket was placed on the corner of my desk out of the way of possibly being knocked to the floor spreading information haphazardly about. I knew of the open enrollment window so I waited until the end of March to get in touch with someone whose name I had been given. They told me they would send me a packet of information. Once I received it, we would go over the information together. So, I waited.

When June arrived and the information did not, I called again. They told me they had sent it, and didn’t understand why I didn’t receive, but promised to resend. I live in a rural area, and it is not unusual to have different mail carriers. The information coming had nothing that would put my identity at risk so I didn’t worry over the missing package. When the replacement arrived I opened it and quickly realized why it was nice I had help only a phone call away. That phone call made and an appointment was set for a meeting going over everything spread out before me. There was simply way too much information and math equations involved for me to figure out on my own.

The meeting took place on the day I had my first Minute Clinic appointment, which is a whole different story. The person came to my home, and happily made themselves at home. We chatted over the information, about where my house is located, about the information, about our pets and family and family collections. Cricket (the official indoor only cat) came into the kitchen to see what was going on and to actually visit with us. Something she ordinarily does not so, but I think she was trying to guilt me into feeding her. At the end of the meeting, my understanding was better, the information I was given with the explanations making things much more clear. The thoughts and possibilities of advantage or supplement plans fell under the office of yet another individual, who this first person would have call me.

When the phone call came the next day, it was as lengthy as the in person conversation. Again, a very nice individual who obviously knows their job and what they are doing. After the discussion, they have sent me an email with three options for me to look over. The original individual is going to get back with me and help go over the choices and see what will be best for my needs.

I imagine that I could have done this on my own, but then maybe not. Both individuals kept insisting that I should have received my medicare card which I insisted that I had not. I then mentioned that I would go through the basket of mail I had received, just in case I had tossed it in the basket not realizing what it was. And that is exactly what I had done. One, I didn’t realize I would receive it automatically. Two, I didn’t realize it would be in such an inconspicuous envelope. Three, I didn’t know it would have come so early. Four, I was very glad I had saved everything. This meant I didn’t have to start making phone calls trying to find out where it was. I really dislike making phone calls. Five, I didn’t know that it was an automatic enrollment since I’m already signed up and receiving my social security retirement.

I know too, that there is a bit of survivor guilt at play here. My now late husband had been talking about retiring, planning on working just another year or so but he didn’t make it that long. I am enjoying something that he had looked forward to, but didn’t reach. That means I’m facing all the challenges and making my way through the maze of information to the best of my ability. Which means having those who know the way leading me is much and greatly appreciated. Though the struggle is real, they make it much easier. There is no shame in creating a network. Be they people helping with things like medicare or friends who are there for the times of struggle or celebration.

finding the way

About rebecca s revels

A writer, a photographer, a cancer survivor. An adventurer of the mild kind, a lover of the simple pleasures such as long walks and chocolate. A Christian unashamed of my faith and a friend who is dependable and will encourage readily. Author of three self published books with more waiting to find their way to paper. An advocate of good things, a fighter against wrongs.
This entry was posted in adventure, education, encouragement, family, life's journey, questions, Uncategorized and tagged , , , , , , . Bookmark the permalink.

15 Responses to The Struggle is Real

  1. Sheree says:

    It starts slowly with catalogues showing clothes and shoes in styles and colours I would not be seen dead in. Next is suggestions to pre-pay for ones funeral. These all go straight into trash either literally or figuratively. I don’t feel old, don’t look old, so why should I act it?

  2. leendadll says:

    I started getting Medicare mailings at 55!!

    Please check the Supplemental policy info carefully. I recently read that a lot of them are scams which leave you worse off. That surprized me a LOT. I had taken for granted that they’re a standard thing and good.

    • That’s why I’m not walking this alone. I have two individuals who specialize in this who are assisting me. The possibilities mentioned are all from well known agencies, but that doesn’t mean I will go that route..we’ll see.

      • leendadll says:

        I think that’s why I assumed they’re practical options… I would have naturally gone with a BlueCross option.

        A coworker pointed out that Kaisee might be worth considering now in order to deal with my pain and knee surgery. They tend to be good forchildren and seniors. I keep forgetting I’m now senior!

      • My mother loves to remind me of that fact, I grin and let her have her moment. I’m still waiting to hear back from one of the people, trying to be patient and not a pest as I know I am not the only one they are dealing with. However I do want to get this settled and done.

  3. Even with me closing swiftly in on 65 I don’t care for the term senior..

  4. welcome to the club Rebecca.. i feel ya,, and it’s not a free ride as much as it seems it will be especially if you are working!

    • I haven’t worked in two years now, ended up taking early retirement but ah and dad need me. This medicare things though is becoming annoying. I’ll be glad when its all settled. Just waiting on word from one of those helping me navigate.

      • Oh wow Rebecca.. it’s tough when we’re trying to be there for our parents as this time too sandwiched between both. Hang in there!! πŸ’–πŸ’–

      • Some times it is humorous. I couldn’t get anyone on the phone today so I walked down to tell them I had errands to run and would be back. Mom was taking a nap so I tried to tell dad. I was going to go to Sam’s Club and fill the car with gas. I had to tell him four or five times, and I thought he finally understood. No.
        Mom called me while I was out and asked why I went to Sam’s. I told her to get gas and she said dad had told her I went to Sam’s to work on my car. I’m not even going to try and figure out how he came up with that,

  5. hashaha oh my Rebecca… funny not funny?!!! With 4 parents 86-96 I totally get hear you! Who’s on first?!! πŸ’–

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